Early Retirement Calculator

Check when you can achieve financial independence and stop working while maintaining your current lifestyle.

Current age:

Current savings:

Monthly income:

Monthly expenses:

Expected return:

Inflation rate:

Life expectancy:

Healthcare costs:

What is FIRE?

FIRE (Financial Independence, Retire Early) is a concept of achieving financial independence to retire early. The goal is to accumulate capital, the income from which will cover all your expenses.

How does the calculator work?

It models the growth of your savings year by year and determines at what point the passive income from them can cover your annual expenses, allowing you to retire.